We've all had those moments while driving a vintage car that make us wonder just how we managed to keep from being hit by someone else. Even though we have those moments while driving our ordinary cars, they seem to be more disturbing while behind the wheel of our pride and joy. Poor drivers are nothing new, in fact, they've been around for a while.
Being the automotive enthusiasts we are, we have planned for the unfortunate event of something happening to our cars. Modern Classic Car insurers were largely founded at the same time as specialty auto parts manufacturers. Just like companies that produce hard to find parts, these companies are able to provide a much needed service to the collector car community.
I have been using the same insurance company for the last 10 years. I went with them because of something I witnessed at a car show over a decade ago. One of the other show attendees suffered a blown tire on his car while on the way to the show. The exploding tire damaged the rear fender, brake lines and rim of his car. After calling his agent the owner quickly found himself being towed to a garage that repaired the brake lines, installed a new tire and steel rim and made some makeshift repairs to the fender. Shortly after getting to the show, a representative with the insurance company arrived to take pictures of the damage. The rep even bought a replacement fender for the owners car from a vendor at the show. The owner took the new fender home with him and was able to get it painted and installed at a repair shop of his choosing. That's service above and beyond.
KINDS OF CARS COVERED BY 10 MAJOR COLLECTOR CAR INSURERS (U.S.A):
WHAT THOSE INSURERS OFFER:
When choosing your insurer it's important to think about how you use your car. If you drive it to work occasionally is your insurance company going to cover it? How about while it's in winter storage? Ask as many questions as you have at the beginning of the process, so you know what to expect if the unexpected happens.
GREEN LIZARDS, MAYHEM AND SHAQUILLE O'NEAL:
What insurance company do you use? Have you ever had to file a claim on a classic car? How was your experience? Is it difficult to get Classic car insurance where you live? Tell us in the comments below! So keep an eye out for poor drivers and be sure to practice a little defensive driving. But always...
Keep on Cruisin'!
About the Author:
"Chris Breeden is a Social Media content creator for Custom & Hot Rod Life on DRIVETRIBE, YouTube and Facebook. After spending 5 years in Southern California, a.k.a. Hot Rod Heaven, while serving as a jet engine mechanic in the United States Marine Corps, he moved back home to Tennessee with an even greater love for Hot Rodded Vintage Tin. Since then he has worked in retail sales and the transportation and logistics industry. In 2018, seeing a gap in Hot Rod and Custom Car coverage on DRIVETRIBE, Chris began advocating for their inclusion on the platform. During the summer months, he can be found all over the Tennessee region covering car shows, meets, and cruise-ins. During the winter months, he can be found in the garage working on his custom 1949 Ford two-door sedan and 1954 F100 truck."