Here's why you actually don't need four wheel drive
There are many things I truly detest in the automotive world; Prius drivers, the Mini Clubman, SUVs, and most notably people buying four wheel drive cars when they don't actually need them. Because the issue is that when all of the soccer moms go to spec their new family car they tick two options: the brown paint, and most notably All Wheel Drive. Because for some reason they think that for $7,000 the four wheel drive system will save them from certain death.
They will tell you that they need AWD and a high ride height because once a year they go on a camping holiday and sometimes there is mud, or that their driveway can get quite damp in the spring and that they don't want their car to spin out.
I'm here to tell these people that they are morons! And for two very good reasons they shouldn't buy an AWD car.
You don't really need it
Look I will admit that if you plan on going up a 90 degree incline in your car on a daily basis that AWD is without a doubt absolutely crucial. However, to those who say that it snows a few inches every year in January, and for that they must have AWD I have one thing to say.
Your RWD car is perfectly capable of handling snow. The big misconception here comes from tires, because while yes an AWD car with snow tires will be marginally better at handling snow that an RWD car, an AWD car on all season tires would get absolutely demolished by a RWD car with snow tires.
The issue here is grip, because while yes having two extra drive wheels helps, having winter tires with more traction is even more helpful. On top of that modern traction control systems are so advanced that your RWD car should have no trouble getting up a snowy incline, unless of course its a Mustang.
Just rent a car!!
Here's the second argument that most AWD people will give you; "But wait!! On my annual camping trip I need AWD because the campsite can sometimes get a bit muddy", or something along the lines of, "What if I want to go off-roading?"
I have three words to these people, "RENT A CAR!!!!"
Because for the $7,000+ that you would spend an an AWD system for your Volvo you might as well rent an AWD car for the two days of the year you'd actually need it. And let's be honest $7,000 gets you a lot of rental car, even enough to get a Bentley Bentayga for the week.
So tell me, what would you rather have and AWD car which you only actually use 0.5% of the time, or the same car you'd normally buy plus a Bentley for a few days of the year?